Protecting Your Dealership in Light of the 700Credit Breach
December 3, 2025
700Credit recently announced that they were the victims of a hack that exposed personally Identifiable Information (PII). This event highlights the urgent need for dealerships to strengthen their data protection practices. You can read more about the breach here and here. Even if your store has not been directly impacted, this event underscores the importance of proactive compliance and vendor oversight.
Key Steps for 700Credit Customers:
- Contact 700Credit immediately to confirm whether your dealership’s customer data was affected.
- Request a copy of their incident response plan and breach notification timeline.
- Coordinate with 700Credit on consumer notification procedures and legal obligations.
- Document all communications and mitigation steps for regulatory and legal protection.
- Prepare to respond to consumer inquiries, media questions, and potential litigation exposure.
- Coordinate all actions with your dealership’s legal counsel and your insurance provider, to include potential federal and state reporting requirements not addressed by 700Credit.
Key Actions for All Dealerships:
- Review vendor contracts (Vendor Service Agreements) for breach notification and data security obligations.
- Monitor state privacy laws and prepare for consumer rights requests.
- Secure internal systems with encryption, MFA, persistent monitoring and regular risk assessments.
- Train staff on breach recognition and escalation protocols.
- Review your incident response plan and be sure you understand state and federal incident reporting requirements. You can find the FTC incident reporting feature here.
Bottom Line: Vendor breaches can cascade into dealership liability. By tightening contracts, preparing for rapid reporting, and reinforcing your own safeguards, you protect both your customers and your business. Accelerate2Compliance is here to help you translate these requirements into practical response strategies, policy updates and staff training.
Matt Vatter
Chief Compliance Officer, Accelerate2Compliance
Why A2C?
Compliance is an incredibly complicated topic, but our solution is the opposite of complicated: it’s just simple. We take the complexities of information security compliance and simplify them, so you can know what you need to do, do it efficiently, then get back to doing what you do best. You’ll get everything you need from us, and that’s all – you will not be paying for extras you DON’T need. We know what we’re doing. As you begin your information security compliance journey with A2C, you can rest assured you’ll be headed down the road to compliance.
Let's Talk
Still need help? Let’s talk! You’ll learn how easy our product is to use and scale, and how we can save you time, money, and stress.
Address:
605 North Highway 169, Suite 250
Plymouth, MN 55441
Sales:
[email protected]
Support:
[email protected]